Why Flood Insurance is Becoming Increasingly Important in New York
The State of New York is known for its wine, sports teams, impressive lakes, vacation areas, and major cities. It is not necessarily considered a flood-prone state. However, securing flood insurance is becoming increasingly important even here in the Empire State.
In the Scotia, NY area, Rowledge & Falvo Insurance Agency ensures you are covered.
Here are some reasons why you should consider flood insurance:
Flood Insurance is not part of a basic homeowner’s insurance policy.
Flood insurance is managed through the National Flood Insurance Program and is not a part of most homeowners’ basic insurance policies. It must be secured separately. Rowledge & Falvo Insurance Agency can assist you.
Climate change
Storms, including those involving rain and wind, seem to be growing stronger and more frequent, increasing the chances of flooding.
Increasing developments
More and more housing and commercial developments are creating ponding and flooding in areas that were not previously subject to such risks, and this trend is likely to continue.
Changing and expanding flood zones
A property purchased five or ten years ago that was high and dry at the time could now be in a flood-prone area. We can help determine your need for flood protection.
Get your quote today.
If you live in the Scotia, NY, area, we invite you to learn more about flood insurance at Rowledge & Falvo Insurance Agency. We are here to answer your questions, offer a no-cost home insurance review, and provide a no-obligation price quote. Contact us to get started today.
